Saint Nicholas
Federal Credit Union

Membership is easy and the benefits are many.

Get Your Dream Home!

We are proud to offer mortgages
with highly competitive rates to its members.

Auto Loan Sale!

Get That New or Used Car Now! Whether it's a new car,
a classic car or a first car, SNFCU can help.

Auto Loans!

Open a new car loan or a used car loan!

snfcu.org

The website of the Saint Nicholas Federal Credit Union allows for better communication with our members and provides information for prospective members. We look forward to growing the website and providing you with exciting new features.

Our Mission

Our purpose at Saint Nicholas Credit Union is providing basic financial services to our members with respect for the individual and concern for the group. We offer the best product possible being mindful of our history, our current role, and our vision.

Announcements

Welcome


The Saint Nicholas Federal Union Where Members Help Members

About Us


Our Mission

Our purpose at Saint Nicholas Credit Union is providing basic financial services to our members with respect for the individual and concern for the group. We offer the best product possible being mindful of our history, our current role, and our vision.

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  • Loans
  • Saving
  • Advantages

Save on your monthly loan payments by participating in our direct deposit program. The ease of direct deposit reduces your interest rate by 0.5%. Call for more information.

  • 5%

    Used Auto Rates

  • 3%

    New Auto Rates

Members of credit unions are considered 'owners'. Your Savings account is therefore referred to as your SHARES. SHARES represent your level of ownership in your credit union. A minimum of $25.00 is required to open a SHARE account. Deposits can be made at any time; withdrawals require the signature of the owner and withdrawals of more than $20,000 need a 48 hour advance notice.

Because credit unions are not-for-profit and have low overhead costs, they are usually able to offer lower interest rates on loans and higher dividends on members' shares (savings). A credit union is also non-profit in the sense that its purpose is to serve the members, not to make money for investors.

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Announcements


New Pennsylvania Law

New Pennsylvania Law

In July, 2014 the Pa Department of Revenue changed their regulations regarding UNCLAIMED PROPERTY. We are now required to turn over all money in an account that had NO ACTIVITY in 3 YEARS (this law us...

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Stay Active!!

Stay Active!!

An inactive account is one that has no activity for 12 consecutive months. Do one deposit or withdrawal per year or take out a loan and you will be maintaining an "active" status.

New Members Welcome

New Members Welcome

To join the credit union, you must be a member of St Nicholas Church (or an affiliated parish) for 60 days or more, this automatically qualifies you to join (see Become a Member). The minimum deposit...

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Like us on Facebook

Like us on Facebook

We know you like us, so make it formal. Like us on Facebook for the latest information about Saint Nick's Federal Credit Union.

Members Corner