Saint Nicholas
Federal Credit Union

Membership is easy and the benefits are many.

Auto Loans!

Open a new car loan or a used car loan!

snfcu.org

The website of the Saint Nicholas Federal Credit Union allows for better communication with our members and provides information for prospective members. We look forward to growing the website and providing you with exciting new features.

Our Mission

Our purpose at Saint Nicholas Credit Union is providing basic financial services to our members with respect for the individual and concern for the group. We offer the best product possible being mindful of our history, our current role, and our vision.

Welcome


The Saint Nicholas Federal Union Where Members Help Members

About Us


Our Mission

Our purpose at Saint Nicholas Credit Union is providing basic financial services to our members with respect for the individual and concern for the group. We offer the best product possible being mindful of our history, our current role, and our vision.

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  • Loans
  • Saving
  • Advantages

Save on your monthly loan payments by participating in our direct deposit program. The ease of direct deposit reduces your interest rate by 0.5%. Call for more information.

  • 5%

    Used Auto Rates

  • 3%

    New Auto Rates

Members of credit unions are considered 'owners'. Your Savings account is therefore referred to as your SHARES. SHARES represent your level of ownership in your credit union. A minimum of $25.00 is required to open a SHARE account. Deposits can be made at any time; withdrawals require the signature of the owner and withdrawals of more than $20,000 need a 48 hour advance notice.

Because credit unions are not-for-profit and have low overhead costs, they are usually able to offer lower interest rates on loans and higher dividends on members' shares (savings). A credit union is also non-profit in the sense that its purpose is to serve the members, not to make money for investors.

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Announcements


Happy Birthday to US!

Happy Birthday to US!

In 2018 the Saint Nicholas Federal Credit Union will celebrate a landmark anniversary. Eighty (YES - Eight Zero) years ago the credit union was founded to support the members of St. Nicholas parish. ...

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Board Welcomes New Members

Board Welcomes New Members

The Board of Directors of the Credit Union has recently welcomed two new members. Colleen Lingle McGovern fills the vacancy created when long term board member Craig Selner resigned. Also, Alyssa Ga...

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Stay Active!!

Stay Active!!

An inactive account is one that has no activity for 12 consecutive months. Do one deposit or withdrawal per year or take out a loan and you will be maintaining an "active" status. Many members execut...

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New Members Welcome

New Members Welcome

To join the credit union, you must be a member of St Nicholas Church (or an affiliated parish) for 60 days or more, this automatically qualifies you to join (see Become a Member). The minimum deposit...

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Members Corner