| Loan Type |
Rate * |
Limit |
Duration |
| Used Car |
4% |
Up to $20,000 |
5 Years |
|
|
Over $20,000 |
6 Years |
|
|
Over $30,000 |
7 Years |
| Recreational Vehicles |
7% |
Up to $35,000 |
10 Years |
| New Car |
4% |
Up to $20,000 |
5 Years |
|
|
Over $20,000 |
6 Years |
|
|
Over $30,000 |
7 Years |
| Personal-5 ** |
10% |
Max $7,500 |
5 Years |
| Personal-2 ** |
7% |
Max $5,000 |
2 Years |
| Personal-3 ** |
8% |
Max $5,000 |
3 Years |
| Personal-4 ** |
9% |
Max $5,000 |
4 Years |
| Share Secured |
3% (min) |
Limit Based on Shares |
|
| Cosigner |
10% |
Max $10,000 |
5 Years |
* Rate can be lowered by 0.50% if member pays by automatic deposit or bill-pay.
** ALL PERSONAL LOANS REQUIRE A MINIMUM OF 2 LOAN PAYMENTS IN SHARES.
AUTO LOANS REQUIRE 1 LOAN PAYMENT IN SHARES AND MUST COVER THE $20 FEE FOR THE TITLE REGISTRATION WITH VINTEK.
ALL LOANS ARE SUBJECT TO DEBT-TO-INCOME RATIO OF .44% OR LOWER.
