| Loan Type |
Rate * |
Limit |
Duration |
| Used Auto |
5% |
Up to $20,000 |
5 Years |
|
|
Over $20,000 |
6 Years |
|
|
Over $30,000 |
7 Years |
| Recreational Vehicles |
6% |
Up to $35,000 |
10 Years |
| New Auto |
3% |
Up to $20,000 |
5 Years |
|
|
Over $20,000 |
6 Years |
|
|
Over $30,000 |
7 Years |
| Signature |
10% |
Max $7,500 |
5 Years |
| Personal-2 ** |
7% |
Max $5,000 |
2 Years |
| Personal-3 |
8% |
Max $5,000 |
3 Years |
| Personal-4 |
9% |
Max $5,000 |
4 Years |
| Share Secure |
DIV RATE +2% |
Share Balance |
Limit Based on Shares |
| Cosigner (2 applicants) |
10% |
$10,000 |
5 Years ** |
* Rate can be lowered by 0.50% if member pays by automatic deposit or bill-pay.
** Treasurer can negotiate a lower rate if member chooses a shorter time period.
*** ALL LOANS REQUIRE A MINIMUM OF 1 LOAN PAYMENT IN THE SHARES ACCOUNT
ALL LOANS ARE SUBJECT TO A DEBT-TO-INCOME RATIO OF .44% OR LOWER.
