Fees

Fees

For decades, credit unions had a reputation of not charging a variety of fees like other lending institutions. The cost of doing business in today’s economy has changed that practice for most credit unions in order to cover some expenses and stay competitive.

Here is an explanation of the fees we charge our members when it is necessary.

Explanation of fees

Fee Description Cost
Membership fee Charged when a new account is opened. This covers the cost of materials. $0.00
Late payment fee Applied to loan payments at 30 days late and continues every 30 days thereafter. $25.00
Modification fee Paid by the member when a delinquent loan is re-aged to make the loan current. Fee based on the number of months delinquent. $10.00
NSF fee Deducted from the member’s share account when a check bounces. $20.00
Refinance fee Charged to a member when they refinance a loan that has been on the books less than 12 months. $10.00
  • Physical Address
    254 South Washington Street
    Wilkes-Barre, PA 18701
  • Postal Address
    P. O. Box 1213
    Wilkes-Barre, PA 18703-1213
  • Hours
    Monday Nights 6:00 PM to 8:30 PM
    Any other time by appointment
    Located in Saint Nicholas Convent
  • Phone
    (570) 825-2640
  • Fax
    (570) 970-2895